I'd refer her to an agent that regularly does short sales.

I'm seeing a more aggressive stance from what is being claimed by members here on BP, such as cash out refis after 6 months, it must be in areas where property values are going back up at a faster rate in general.On the conservative side, prudent lending practices will be stressed, meaning that a lender may not do so much of those "if it makes sense, we loan it" type deals, it may be tougher for a deal to make sense.All in all, I doubt a qualified borrower will see much of a difference on the street as the new changes will be played out in the operations side of the lenders and their relationships between other lenders and securitized markets.Actually there are more aggressive measures in making a loan, the debt to income for a residential loan has gone from 36% to 43% allowing borrowers to qualify with more debt!

I think the agent needs to fire you as a client.I know you are young and just getting started but you seem to think you have some kind of exclusive claim on their time.

Okay, so can I just use a regular purchase contract?

Most people prefer direct mailers and become yellow letter specialists by researching the law of averages, templates, yellow letter vs regular letter, and even stuff like mailing on or near a full moon (I have no idea).

also tax wise can i claim a lost?

A person, with absolutely no professional certification, claimed to be a property manger, offered to mange my house, claiming that he has all the professional certification and promised to fill out W9 form for me when he is to be paid.

They claim to offer 50% increase in speed of construction and 30% decrease in costs.

Not as much as you think and nowhere near as much as the gurus claim.

The reason for me taking so long with finding a broker is primarily because I got really busy with my regular job...and I wasn't sure I wanted to take on the additional expense of holding a license....I would love to transition to full-time :-)