Looking for a solution before a sale date is set!

[Lamont H.]

Hello to all,

I'm looking for a solution for a family member of mine. The situation is my family member has a house that she no longer resides in. She hasn't made a mortgage payment in 27 months, yet the bank has not foreclosed on the house ( Don't know how that is possible but don't kill the messenger ). Anyway she is in arrears some over 25k. She has the money to pay it off and bring the house current but she doesn't want to do that unless she can turn the property into an investment property. The route i suggested to her was a lease option which she understands but not enough to put a deal like that together. I know Real Estate but my knowledge for the most part lies within the wholesale arena. Also the bank is telling her that they could place a sale date on the property any day but i'm really not sure if she fully understands the situation but this is what she's telling me. The property is located in Pennsylvania the Poconos area. Does anyone have any advice on how i should tell her to go about this?

Thanks In Advance

Lamont