So, why don't you do what you have to do according to their procedure and then deny the modification based on the millions of reasons you already have, and then proceed to FC in court?

@Terrence EvansIt depends on the details:  "Residential" notes/mortgages have more procedural requirements that you must comply with compared to "commercial" notes/mortgages.

The owner could file an objection or motion to set aside the sale... or there could be a procedural issue with the foreclosure itself.

Generally you can visit the planning department and ask what the procedures are, or if it's possible to do. 

I've done subdivisions in multiple states and the procedure while similar is different in different jurisdictions. 

The internal bureaucracy and lending procedures in place at such banks tend to bog everything down on all but the most vanilla and straight forward deals.

Most buyers are cash, but we are working with a very large national bank (not BoA) establishing the protocol and procedures needed to finance C buyers.

This is a list of the states N.O.D time frames and procedures.

Yes I think it will impact existing foreclosures in a few ways: (1) it reduces the statute of limitations from 5 years to 1 year effective as of July 2014 for existing cases; (2) it allows homeowner and condo associations to speed up the bank's foreclosure action using the "show cause" procedure; and (3) I think it may have "awakened" the banks that they can use the "show cause" procedure (a law that's been on the books in Florida since the 90's) to speed up foreclosures.

I went through a few steps and got the final call explaining prices and procedure, I have arrive at a crossroad.