My new home is a liability at the moment but will be what gives my PARTNER and me access to assets in the future. 

Although most of this information can be found online here or there, having it all organized into one place for easy reference is very useful!

You can also check their reviews online at Google, Facebook, or Yelp.

ARV is $900K on this house (Summit NJ, train access NYC) and reno timeline is 3.5-4 months (we're dormering an unfinished 2nd floor to add master suite + 2BR + BA, gutting first floor, finishing basement). 

but he is online with Assurance Financial

I still see comments online that you can only have one VA loan.

I would also look at its access and paring. 

-the community is gated, close access to I-35, and will have at least 90 units.

That’s the hurdle.I do have a long email into an online private money and Hardmoney lender telling them my exact situation, maybe I’ll hear back from them today or tomorrow. 

If you do have the funds, and want to do some of the work like installing flooring, painting, etc. yourself, I would skip the renovation loan and additional requirements that come with it and keep things simple.If you don't have access to additional funds and don't have the ability or desire to work on the property yourself, and the property won't qualify for regular financing without some of the repairs, then I would definitely recommend the 203(k) loan.