So I allocate between those items.

I had a "good" feeling about the original tenant based on the results of the screen plus my conversation with him.

., yes, without saying, if you get a buyer on the line and they pick colors and items, you go from a spec to a custom, especially in higher ends, make them pay for it or get it in escrow

., most my houses would require extensive electrical update to support a conversion to electric stoves.

Here's the definition of investment: An asset or item that is purchased with the hope that it will generate income or appreciate in the future.

This would be one of the first item to complete.

@Ian Giles - welcome and glad you joined the conversation!

Still, I would take that certificate and have a conversation with an agent who understands flood (which you can find through the FEMA site) before you make your move.

Job is the most important item.

Thus far, it looks like most hard money lenders are charging between 4 and 10 points...wondering if others have had any luck in getting lower points...If points are non=negotiable, I'd likely borrow the minimum and use my cash on hand to keep financing costs in check.Other items to note include we have excellent credit and have a large amount of equity in our home of 10+ years.