BP rules prohibit me from posting specifics.

I can't imagine there being any norm or hard and fast rule on this - I am curious what others on the forum respond with.  

I'm not part of the sect of BP that seems to believe tenants are subhumans who exist to poop out money for the landlord or else crawl off to rot and die elsewhere, but you will have to set rules and stick to them steadfastly.

That crash is the exception to the rule and a crash of that magnitude only happened once in the history of time.

Thank you for the suggestion and support.

This property barely meets the 1% rule, but this is common in this area.  

From the inside though it may seem to you that the amount of wealth that you have built will not support the kind of lifestyle that you want.You have 4 rental properties, and I am guessing that you don't think they don't provide you with nearly enough cash flow.

The main reason I joined BP was the massive support of this community!  

Nobody gets rich by trucking, but it's a respectable living that can support a family.

I would be pre-approved for about 280k and I make around 40k a year so I'm not sure what 15k would get you.Having the money ready for down payment and closing costs is excellent and would be a point in your favor for sure.Also, an option you can consider is having someone else be a co-borrower but in this case they would also have to follow the FHA rules I believe.