I was trying to figure out how to scale my rental business when a friend of mine who had several rentals told me of his program to pay down his highest interest rate loan, with cash flow and adding other money and then applying that free-and-clear cash flow to paying off the next loan and having 2 free and clear props.

If you're building with a production builder who has an in house lender, essentially they offer 30 year fixed. 

I our business plan we allot a year for plan approval, usually for a 2-4 that's enough. 

This is tough.Depends on how fuzzy you want the business/family line to be.The only thing I'd be absolutely sure of is that your money has more tangible security than being a "personal loan" EVEN IF you cut him a break on cost. 

@Dick O'Hare I have not used Blueprint's products yet, but I have a business partner who has worked with Jeff Welgan and that's how I was introduce.

People's way of doing business changed. 

Speaking on the announcement, VP Harris said, “Medical debt makes it more difficult for millions of Americans to apply for a car loan, a home loan or a small-business loan, all of which makes it more difficult to just get by, much less get ahead,” Vice President Harris said on a call with reporters.

I don't think you are clear on wholesaling as a business.

An FHA loan or conventional would be a good loan product and can use the existing rents to help qualify. 

This business is hard enough, if you're not rowing in the same direction just cut bait and move on.