Thanks for the info, and I would think a prospective seller would likely hesitate to use a listing agent that is unable to list their house on the MLS.I read that some virtual brokerages will allow you to join them without being a Realtor and list properties on MLS through them.

My OOS clients love it here because you can still find deals that hit the 1% rule, cash flowing, and have lots of potential for appreciation.

So my escrow account could technically be negative for some of the year if, for example, taxes are collected halfway through the year but everything would be settled by the end of the year. 

You are not the first one going through this.

We've had a different experience through the selling and buying agent than here in NJ but so far it's all on time.

Has anyone gone through this process?

Originally posted by @Tarik Turner:I've worked with them on multiple occasions they are legit  however not sure why you would be doing a refi through Kennedy.. 

If you are able to make cash flow on the investment and have it pay for itself in the time of owning it, then it may make sense.

Rockford, IL. 61103Rehab needed$1,200 rent per unitReach out here or through Zillow if interested https://www.zillow.com/homedetails/1231-N-Main-St-Rockford-I...

Any calculator or rental calculations that you recommend for Duplex or SFH to analyze if they're worthy of buying for positive cash flow?