@Aaron Marshall there are a lot of good points in here!

I would offer her the option to pay biweekly if you have faint in her actually having the income to pay but she can't manage it properly, that should help her a lot.If it's purely that her income is not high enough to afford your unit, offering a reduced price is also an option but she has to be a good tenant for you to consider this, everybody has hard times so this is as win-win as it gets.

YA up here in the NORTH Country,, we have probably more really cold weather issues.. so familiar with the headache of " ya my light isn't working so can you send an electrician'' or I've go no hot water... or ya its cold in here.. in a complex I used to manage where the people had shut offs and corporate office wouldn't let us at the branch sites know.. they got shut off notices.. 

Only to learn at 8:30 PM that she is NOT currently a registered HUD brokerage (or anyone in her office according to the 'find a broker' on HUD's website). 

One of these best ways, that I see already mentioned in here, is turnkey investments.

I am currently a full time investor (self employed) and have been for 3 1/2 months, so I know that will be one obstacle to overcome with financing.

Inherently, each individual investor is deciding where to put their money.

That degree will look good on paperwork you fill out for your banker as well.I have a cousin that is in her early 50's that never got her degree.

I've want to invest in my first multi-family property in here in Florida.

The couple had previously come down from Charlotte to view two other houses I had for rent but they were gone with the $99 "special" before she could get the formal paperwork to confirm her salary in her job transfer.