I haven't felt things out for myself just yet, but I'm looking to buy and hold or sell/lease to own as a generic exit strategy.

I'm thinking of investing for cash flow to supplement their monthly income.

Also keep in mind that the cost of life insurance is going up every year and eventually premiums that you are paying are not enough to cover the cost of the insurance, at that time funds from your savings component are used to supplement the cost of insurance.

Also, the names were missing from a small handful so I had to put in generic text before Vista would mail to those few.

I don't know that I'd currently risk my credit score for $750 a month, but maybe when I'm done with acquisitions or I move purely into commercial it'd be a fun little supplement, enough to buy and maintain a little hobby boat or plane.

@Barrett Applegate - I have seen investors write generic letters on every probate filed.

It's a good supplement to BP, books, etc in that networking locally is an important aspect of meeting the local players, forging potential partnerships, learning about opportunities, etc.  

If we agree on a price, do I just give them a generic new york state real estate contract?

A seller carried note, in this case, is an opportunity for her to supplement her retirement income.I'm going to sandbox here, obviously it's unlikely you will do exactly this, but it's a starting place:If you want to play the long game, and are yourself young enough to do so, you could pair the seller carried note with peppercorn rent specified in a lease of $1/mo that lasts until she dies.

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