You will split your asset in different LLC, limiting the amount at risk in each entitity, creating a better asset protection structure.

The question I am wrestling with and I am literally out of my mind thinking about it - shall I rent the current home (A) and hope that the property appreciation will make up for the lost savings and more (build a asset and income stream over time)  or should I sell it (A) and invest the proceeds in (B) and bring down the monthly expense. 

Our contributions “artificial cash flow” will continue indefinitely and we may get a little more creative with our next asset. 

Anyone that says your house is an asset is lying, they are really a liability. 

However, my question is simply this; would BP members consider this as a way to “leverage” the asset to get cash (tenant/buyer’s down payment) for another property investment?  

Where is the asset based lending?

You could form a Joint Venture Specific LLC and have a good real estate attorney draft an iron-clad Operating Agreement to minimize your risks, limit liability, and protect your personal assets all at once.

Nothing is set in stone but i do not plan on leaving the san diego area for the rest of my career and just wanted to obtain any insight possible.

We would have to talk about what "not so good" credit means, and what your assets look like, income, etc. 

The Assets vs.