Not even sure where you are pulling 30% from...Taking money from a traditional retirement account(non-Roth) now or later is subject to income tax at your marginal income tax bracket.Any 'planning' around distributions that you can do later can also be done now.If you want to take money out in a year where you are in a lower tax bracket(result of going back to school, taking a year off from work to travel, a year where you have a lot of losses from real estate via Real Estate Professional Status, etc).Also, hard to say what your income / tax rates will be when you retire.

Accountants are in such demand, that the best are not even accepting clients half the time.The other problem I see often with accountants on here is that they specialize in larger investors, and have really high prices when you as a smaller investor do not need all the bells and whistles.Another thing I see is folks thinking they need to have a tax professional in their state.

Hi, All:I know this has been addressed in the past but I wanted to share my experience and get some feedback on others' interactions with Freedom Mentor.I've been seeking a mentor in REI for a while and have been watching Phil's videos on YouTube for years so I sought his 'mentorship' via his Freedom Mentor Program.

It's also nice, because there have been times when a stain needed to be professionally laundered, or we need supplies from the store, and the cleaner does it and just charges her time. 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

For those who want to know what the home looks like I have included in the listing many professional photos and a 3D interactive tour.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.

Most professionals will recommend a separate LLC for every $1 million in assets but I don't think that's necessary.