This is from a property she owns free and clear except a few years back taxes.

In addition, if the title policy that was issued to the lender has an exception for the "1st" DOT then title is as they insured it and they probably won't do anything.You didn't mention if the DOTs to the same lender or different ones or if you worked directly with the lender or a broker. 

They were all foreclosed about eight years ago, except for 13.

Or let the tenants know everything looks good except you are having trouble reaching the former landlords.

However, they did mention that they can make exceptions for homeowners who can show proof that they have already upgraded the house.

I have used a realtor in every buy I've made except for the turnkey one.

I don't want to be considered heartless given the current climate, especially when my tenants are still paying rent on time (except for one of them).

The one exception is IF you used leverage to buy it, and IF that leverage is still in place when you sell.

The ban, which also prohibited advertising of rental opportunities during the duration of the order, includes an exception allowing vacation rentals for military, emergency and health workers.The executive order was set to expire, but the governor last week extended the vacation-rental ban indefinitely

My boyfriend will also be moving with me and in the same financial situation except no investments yet and a second loan for a car.