I have no debt, my home and auto are paid off.

This is where I will start and by the time I'm down I hope to have a real estate business on auto-pilot.

@Casey RomanSounds like a partner who can also qualify could be great use.Show a year of income on taxes then amend to put things like auto back on.

., severe auto accident in which folks are killed).

A small rent discount for tenants to set up auto ACH payment on the 1st of the month.

Don't forget that property insurance, mortgage interest, depreciation, management/legal fees, utilities, advertising, auto/travel expenses, and real estate taxes are also deductible.There are a lot of websites that walk you through your taxes and take the pain out of it.I use express1040.com. 

Your home insurance may cover some of the liability beyond what your auto insurance covers. 

Done properly you will get leads regularly on auto pilot.

This coverage will offer defense and claims settlement for alleged or actual injury caused by CO2 emissions from a heating or air conditioning source.You can add a "personal umbrella" to cover your personal liability exposures of your home and auto, if your net worth justifies it, but you should keep any income producing assets separate from your personal liabilities.

Yes, my current umbrella is with auto insurer, although home is elsewhere.I will definitely be giving state farm a call!