Umbrella Insurance - What to look for?

[Harrison Sharp]

Hello all, 

Currently in contact with a broker who is shopping around for umbrella insurance for me - I don't have my properties in an LLC because i have limited equity in them right now and I've heard they don't actually give you the projection you need and there are ways to get into them if you get sued. What should i be looking out for in order to get adequate umbrella insurance? Any mistakes or lessons anyone has learned?

$450 yearly premium for a 1m policy is what i have right now. 

Harrison