If things are not done clear and legal between you and your brother on this deal it could be the cause for a family feud. 

Different policies provide coverage against different causes of loss (perils). 

From you post, it sounds like you are concerned about resale value - if you want a 2nd set of eyes on the numbers and possible resale concerns, let me know - I'd be happy to take a look.

The legislatures continued drive to add regulations for everything will cause costs to increase for landlords.Rents will rise as a result. 

This tenant has been amazing, and I have no concerns about him not paying us or damaging the property, but I just want to make sure I am protecting our interests.Thanks!

This causes the borrower to pay compounded interest as their extra principal that month is not working for them this month and "sits," in queue to be recalcuated on the 1st of the next month.This is not to say its bad or good because some people only get paid 1-2 times per month and have no extra cash flow coming in and dont have a lot of free cashflow at the end of the month so this might be the best strategy for their particular scenario.To best maximize HELOC pay check parking or AIO daily sweep function a borrower that Im looking for is either:- making a lot more than they spend per month like 1.25 - 2.0X income to expenses of the take home pay or more- or has a lot of flows like mentioned above - or combination of the above to super charge it

My main concern, quite frankly, isn't the cost, but rather their inability to predict my market or the lack thereof and how to truly overcome a terrible income disparity where I currently live.

I don't know the legalities of this, but a seller long as the seller knows what isn't happening and the deal is a good deal, me as the potential end buyer is really only concerned with the numbers.

The new 200 unit building and the decrease in enrollment would be two major concerns. 

This will assist for 6 months to a year but is not a permanent fix for the root cause of the odor.