I have meetings lined up with several local banks so I'm remaining optimistic - someone has to want to lend on this deal and hopefully I can start a long-term relationship that will be fruitful for both parties.  

I really don't like this analogy as I think it's apples and oranges.  

I just wanna hear you guys out what you are considering a "bad neighborhood".So, in this picture it is as follows:Green Circle = Rental unti/estateOrange marking = Bad neighborhood in generalRed Circle = a shooting a few months back with automatic weapons.There's a highway between the orange line and where the green apartment house is, about 500 meters in distance and 2000 meters from where the shooting took place. 

With all the refinancing going on these days they would rather  pick and choose the low-hanging fruit alone out there a lot higher so they can better spend their time  on making money what's larger loan amounts .  

I actually did something similar when I moved from LA to Orange County.

It seems being on BP can be fruitful.

I currently flip homes in LA and Orange Counties.

Once your wife sees the fruit, the next ones get easier.

The one key I have found in the process is making sure I am comparing apples to apples and oranges to oranges.

I am currently taking every class I can get my hands on while I study for the salesperson exam and am looking for an internship at a smaller investment boutique doing large numbers in South Orange County.