He is an army veteran with a pension so no risk of job loss but I have no idea what is going on in his personal life.

Us veterans don't have that if we used the VA loan.Hope all of that makes sense.

Many veterans never use their educational bill because they have to grind and provide immediately after leaving the military.

The Veteran is now purchasing a home for $350,000 where the county loan limit is $768,750.$768,750 (County Loan Limit) X 25% (your VA guaranty) = $192,187.50 Maximum Guaranty$192,187.50 - $104,250 (entitlement already used for active VA loan) = $87,937.50 Entitlement Available$87,937.50 X 4 = $351,750 Maximum Loan Amount with 25% Guaranty – Since the proposed purchased price is less than the max loan amount, no down payment would be required.If the Veteran would like to purchase a home for 400,000 using the same numbers above, they would be required to bring $12,062.50 as a down payment to meet the 25% guaranty.400,000 x 25% = 100,000 needed entitlement/guaranty – 87,937.50 available = 12,062.50 difference needed by Veteran to meet lender requirement.For a list of county loan limits, go to:http://benefits.va.gov/homeloans/documents/docs and click on current county rates.

In today's age, any agent who simply puts a lockbox on and list a property with professional photographs on a MLS and call it done does not deserve 6% commission.

Hi, I'm a 15 year veteran investor and RE attorney.

I opted to buy a used camera and did it myself, it will pay off in a few homes, the value here is I can walk away from a home before even paying for inspection if there are a lot of hidden issues, or negotiate the price down (with photographic evidence).As an example, my most recent purchase, 1968 brick home had some cooling issues and I suspected attic and insulation, and what happened was they added blow-in insulation and covered suffit vents up. 

VA supposedly wants to protect the veteran, right?

Now, we put in time to designing the space well and taking great photographs so that we stand out. 

Other than real estate we love to travel, (almost hit all 50 states with the kids), she is into textiles (knitting, sewing, weaving, spinning) and I’m an airplane/helicopter mechanic, photographer, and do a bit of sewing myself.