But yeah the Suncor issue is unfortunate (although it doesn’t just effect CC depending on which way the wind is blowing).

Also, as you know, the property has a direct effect on utility cost to a certain degree.

@Pierre Luc leblondForeign investors have to be mindful of ECI(Effectively Connected Income), FDAP(Fixed, Determinable, Annual, Periodic) and FIRPTA.There are also instances when foreign investors need to apply for an EIN and file a US tax return.You may also want to understand the tax treaty between the US and the country you are from.You should understand the above implications before investing in the US.

The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Please keep in mind the multiple loan rules:Under those rules, the sum of the balances of a participant's outstanding 401k loans under a single 401k plan (using the highest outstanding balance of each loan over the last 12 months) can't exceed 50% or $50,000 whichever is less.

After 2 years as a rental, definitely consider that capital gains effect on return if you may continue renting past the 3 year mark.

Perhaps circle back on CA with the new adu laws, heck you can even add one on wheels, effectively turning a sfr upto a tri.

If you were to achieve $19 or $20 with another tenant, how much would that deal cost you in TI and commission and what would your effective rent be after all costs associated?

I've always thought that I can use the VA loan and also use a different type of loan such as conventional for my rental properties that I'm not going to be living in because I already used a VA loan for my current pri...

Effective Interest Rate: 5.375%Loan Type: Conventional Next Change: 6/1/20Payment Interest Rate Change: 12 MonthsInterest Rate Change: 12 Months 1 year usts monthly average Index Rate: 2.55%Margin: 2.75%Rounding Factor: .125%This is a huge increase in my monthly mortgage payments.

I believe the dirt that gets stuck in the stumps makes them impossible to burn effectively, therefore it’s better to cut your tree low and do any necessary grinding.