You have a great plan for the future, so don’t let this re-rail your plans.  

So far, you've only discussed your friend's primary residence. 

Hi Mike,I'm coming late to this discussion but I came across your post and wanted to hear your advise and how things have developed since the original post.

I spoke with a lender earlier today, and that possibility wasn't discussed.

I interviewed 2 investors with big portfolios in Baltimore recently and can share that video with you if you would like a more in depth explanation of where to invest and where to stay away from just DM me  Here is the video on youtube that goes into to details on zip codes and discusses the best areas to invest in Baltimore 

This does not mean that agents can not discuss compensation verbally or in writing.

The more experienced RE investors that I know in San Diego are not purchasing rent ready units off the MLS in San Diego.  

Feel free to reach out if you'd like to discuss Macon further.

It's a great way to increase your net worth and these loans can also be used to pull cash out of a property as it appreciates allowing you to reinvest money into new deals.Happy to connect to discuss further. 

This discussions devolve into I know more than you. but they still have no answer themselves.