- Find a private lender to fund the downpayment- Find a partner to provide the capital, while you provide the knowledge and experienceHope some of these helped.Happy investing! 

But, the general idea is, that one investor is the capital provider and the other is the expertise provider.

Also just to add, we did provide an entire packet for the appraiser of the updates, added value, AirDna data with occupancy rates and market data of neighboring comps.

Moving from SoCal to Phoenix, AZ in 2019 provides perspective on affordability (it's all relative).

And/or know of any firms that provide this sort of service?

Yes, we call the employer directly using a number found online, not the one provided by the applicant, and we verify their employment and pay rate.

In our situation, if the loan gets called it doesn't seem like it would be a huge problem, as we could just pay it off and the list the property and get the equity (probably $30k to $40k after selling expenses, assuming the market hasn't dropped).Thank you in advance for any feedback anyone is able to provide on the subject of a subject-to sale with a USDA loan.Jean

Please note the information provided below is a layman's definition designed to provide a basic understanding for the general audience.

My initial thoughts are to hire a cold caller, providing them with lists and scripts to qualify sellers.

You can deduct real estate losses against W-2 income provided your modified adjusted gross income (MAGI) is under $150,000.