My specialty is in investment property financing, from fix and flip up to large balance commercial financing but I also have experience in conventional owner-occupied residential deals as well. 

I'm still learning the technicalities of this, so forgive any errors in my summary.Essentially, everything has gone smoothly in our due diligence thus far and I'm told that our mortgage (conventional investment loan) is fully approved.

Conventional How did you add value to the deal?

Will I have to wait 6 months to refi to a conventional loan?

Conventional second home 10% down How did you add value to the deal?

The numbers I've ran show there are several units in my areas generating +$1k month in positive cash after paying all expenses (mortgage, ins, taxes, any utilities & 1mo vacancy/repairs, self managed) using anywhere between $45k-$55k down to achieve 20% on a 3% conventional loan. 

Hi everyone,Let’s say you are struggling to qualify for conventional loan to for an investment home of 300k (2nd home/vacation/ STR home).

@David CrewsRun the numbers and start looking for conventional financing for this type of project. 

After the rehabilitation, I was able to refinance the house with a lower interest rate and use the equity to go from a FHA loan to a conventional loan.

Conventional How did you add value to the deal?