You should be able to find an interest rate today for <3%.The service that penfed and b of o (I just call them BO, after the body smell) provide is adequate but can be frustrating.  

It is time to shop for some income producing assets.Where do I invest?

I think you should jump in and buy a place come November, but make sure it's something that will produce positive cashflow for you, so you can let it run autonomously once you're ready to move on to your next residence. 

That cost them nothing to produce, no maintenance fees and multiple upsell options.

Jakob fully refurbishes his properties with a line of products produced by a separate entity he runs called "VIMA Décor".

Here's a pic of one of my rehabs that had a yellow (ish) body.

However the seller would never produce the name or contact information.

The second we'll see but the screening process will produce a similar result.

If you can find an agent to shadow and even give them a % of your first 1-2 deals to walk you through...be sure to actually get hands on training by a PRODUCING AGENT!!!

They would create more tax advantages and build equity than produce income in the short run.