Potential 1st Time Landlords

[NA Pope]

We may more than likely be coming into our first rental properties. Two condos both free and clear, one has a tenant already in it with a guaranteed rental payment made by a well known charitable organization. The second unit has the potential for another tenant placed by the same organization. Two free and clear properties with guaranteed cash flow. My question is do we get two umbrella policies for maximum protection or does one policy cover both units?