Because of the significant time that has elapsed and for personal reasons, our current private lender needs to pull out of the deal.  

Should I do a cash-out refi, pulling $11k, and pay $1150/mo at 4.88%?

It's either worth 213 or less, pull comps I could be wrong but doubt it. 

If you are pulling it from your self directed IRA I can pay the transfer fees.

(not sure where they pulled 575k except for high side comfort)Gross Income: 70500Expenses: 38k (excludes probably low family mgmt fee's and there has been 0 vacancy in this property for many years).Unit info: 4 - 1b/1b (unsure of sqft but est 750sqft)2 - 2b/1b (I est 850sqft)1 - bottom floor office, support up to 15 employees.

Hey, What's up , Hello BiggerPockets!  This is my first post and I'm new to real estate and I'm super excited to jump into investing.I live alone and would like to hack my downstairs. My house is a 2 story (3/2) upsta...

Pull out of the deal.

Where are permits being pulled, where are the areas of development happening, who has plans to move into which sectors of the city (i.e. large business moving into the area like Amazon, Apple, Walmart, Banner, banks, ASU (and all their affiliate campuses and satelitte campuses) Intel, USAirways, Dignity, Amex.. if you can follow where these large employers are bringing in jobs, then housing will follow. 

we do own few houses in fresno,CA area. we would like to pull the equity out through HELOC for other investment.

We are really looking just to pull some cash out so that we can get this other rental.