but i also 2nd @Jay Hurst's sentiments - get a 2nd or even 3rd opinion on DTI/ full doc. i personally love files that are puzzles, i get some weird satisfaction out of figuring out how to make it work on full-doc, especially when my client has been told "no" before. if it doesn't work now, a good loan professional will help you create a path forward.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

While it provides opportunities for buyers who may not qualify for traditional loans, it's important to ensure affordability and long-term sustainability.

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

What advice can you provide if any. 

But I understand where I’m at now, and am willing to work for free until I can provide such value.A little about me.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

At a 7% annual return, this could grow to $908K after 10 years, providing immediate liquidity and diversification.Alternatively, holding the property could yield $825K net equity after taxes in 10 years, assuming a $900K sale, with the potential to defer taxes via a 1031 exchange if reinvested into another property.

This strategy aligns well with the buy-and-hold model.Leverage Local Expertise: Partner with professionals like real estate agents familiar with rental markets and property managers who understand tenant needs.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?