Fortunately, they did come back with good numbers that are very comparable with the active and sold properties in the same subdivision.   

I have been fortunate enough to have great responses from BP members with the questions that I have had so far.  

I had the good fortune to buy several homes in texas and california between 2010-2013 .I financed the deals with private money and figured I would hold for 5-7 years.I have changed course and want to hold these properties for the long term.  

So far, by some amount of amazing fortune, I've been able to qualify every single family that had this structure of mortgage, that has called me, for the refinance that (in this scenario) at least dropped it down to ~$2080 per month.

One of them got into the business after 2008.There is no doubt that starting with money makes things easier, if only because those fortunate ones should have an understanding of how the world of money works.

The seller disclosed the long term leases on two of the units, but only provided the expired, 2 year old lease and the rental increase notices for the other two  and did not produce the additional long term leases that tenants shared with me.I'm in a bind here, I can't break the leases and can't stay in compliance with the loan terms.I've already reached out to my agent, who is fortunately a commercial brokerage with an attorney on staff, but have not heard back.

Good luck bro, fortune favors the bold!

He ended up taking money from clients and I spent about $250,000 out of pocket cleaning up the mess.I have the fortune to have made millions of dollars and have always been action oriented and willing to test out new partnerships.

Finally free, I vowed to never own another rental property again after the experience.Fast forward to early this spring (2016); I had the good fortune of borrow a little known book titled, "Rich Dad, Poor Dad," from my good friend and proceeded to realize all of the things I had been doing wrong and how my financial philosophy was in need of some major retuning.

Fortunately, my current job allows me the opportunity to listen to podcasts and audiobooks while I work.