My guess is that 90% of the time this is just a stalling tactic, but would like to hear the experience of others.Facts:OhioProperty worth $100kUPB: $60kPayoff: $99kBorrower discharged from Chapter 7Borrower can afford $400/month, but property taxes are delinquent $12,000.

Our attorney told me today that there are other judgments/liens/encumbrances that are being discharged by this foreclosure action.  

Every contract in Nevada includes an implied covenant of good faith and fair dealing and so the insurance company is obligated to act in good faith in discharging its obligations under the contract.  

Apparently, according to my lender/closing attorney, the seller's lender sent the discharge paperwork to the seller like 10 years ago when he paid off his mortgage. 

Long story short 13 was discharged back in 14, but Sheriff sale didnt happen until 2017.

My wife used to co pilot for us .. but I like to act like the airlines.. even though we have a All plane chute I want two people that can land..

In California, there are state laws that apply to tax deed auctions and that dictate things like which liens/encumbrances get discharged by the sale. 

There is also a curtain drain or French drain system installed that just uses gravity to discharge the water.

Buy big gutters with big down spouts, discharge the water buried in drain pipe at least 10ft from the foundation with a pop up on the end that can be cleaned.Cut back trees form house.

Given the choice between those 2, I would pay down the student loans as they're virtually impossible to discharge in any way.