For spending at least 100 hours in managing the business myself, can it be a combined 100 hours between my wife and myself or does it have to be 100 hours for myself and 100 hours for my wife? 

Ideally I could install a caged ladder from the 3rd floor window but none of this crap is clear.

Your insight into a particular market, combined with the expertise of your partners, will be far more advantageous than simply following trends.

To give you an idea for the 30 year fixed I could offer the following :-Rate: 6.750%-Payment $5,691 -Prepayment 5/4/3/2/1-Broker and lender fee : 1.00% combined 

As far as estimating goes I would look up furnished finders report to give some insight, combining that with other places like Zillow and other long term sites. 

You definitely need an attorney and your realtor crapped the bed or you weren't listening at all since you didn't even know where the security deposits went to.

The medium-term rental (sometimes referred to as mid-term rental) is an investing strategy that combines elements of short-term rentals and long-term rentals.

It’s not the big cash flow market but with people and companies coming from CA combined with limited to no building it’s going to continue with 6-10% equity growth.

@Zachary Wurtz With a HML, leverage will be determined by a combination of your experience and the deal details.

Of course, you can also combine both and buy, for instance, a four family that is all 2 bed units.