@Alex Landau First off, don't drink the Morris Kool-aide.

It's not a bad job, it pays the bills and provides pretty good healthcare insurance but it's not my passion.

I live in Washington State and am looking into doing a master lease with a healthcare agency in my area- essentially I'm buying a house and renting it out to the agency.

Unless you have something in writing from property managers saying you can break the lease on the 15th, without fee, it will be difficult to argue that they were letting you out. right now it is a "he said, she said" situation, assuming everything was verbal. billing you prorated rent for January is your only indication that "maybe" they were letting you out early with no fee. if you took this in front of a judge, which is what you will need to do to recoup your loss, it would be up to him to decide who is right and who is wrong.many counties have free legal aid for tenant issues. my suggestion, run it by them and see what they say. if they agree with you, a strongly worded letter may get you your money. if not, you have to go to court, and you will have to decide if half a months rent is worth all that trouble.

Tomorrow - or even minutes from now, it can be different.The real value is in the credit report resulting from that pull.A recent retiree could have sterling credit - until their income becomes one quarter of what it was when they were working.Anyone can have sterling credit - until an illness or injury lands them in the hands of the healthcare syndicate.

Plus my broker stated that since I am a healthcare worker she would use W-2 statement only to apply for the loan.

I think it can make sense to use a license to aid in the REI, and align yourself with the right broker who is ok with that.

Interacting face to face will help tremendously with forming those critical relationships to aid your progress.

The window units we used as 'band aids' are not all utilized. 

We're here.Sometimes we check in with BP between naps to offer aid.