I know phoenix is heavily populated with licensees compared to total population right?

We also have live training webinars for all new agents and the broker is very accessible for any questions licensees might have.

Quite a list of prerequisites: http://mortgage.nationwidelicensingsystem.org/slr/PublishedStateDocuments/GA-Mtg-Lender-License-Description.pdfSome exemptions include:  Federally insured financial institutions and their wholly owned subsidiaries;  W-2 Employees of licensees and registrants (see Code);  Attorneys who provide legal services who are not in the business of negotiating loans;  Any person performing any act relating to mortgage loans under order of any court ;  Nonprofit corporations making mortgage loans to promote home ownership or improvements for the disadvantaged;  Any natural person who makes five or fewer mortgage loans in any one calendar year;  Other… refer to Code Section 7-1-1001.Bob

That being said, it's tricky to truly "wholesale" as a licensee, because you have to disclose at the first point of negotiation that you are a licensed agent. 

Speaking from a Florida viewpoint:Any licensee can charge for a Broker's Price Opinion (BPO), but if you are an agent, that fee must be paid to your broker/brokerage. 

They agreed that a contract is an interest in a property that could be sold and doesn't constitute a transaction that requires a licensee.

I'm am looking for more teaching/assistance in my first few deals as a licensee - with my sole focus being investing for myself.  

[i] 59 OS § 858-301 states, “It shall be unlawful for any person to act as a real estate licensee, or to hold himself or herself out as such, unless the person shall have been licensed to do so under the Oklahoma Real Estate License Code.” 59 OS § 858-102 (11) states, “‘Licensee’ shall include any person who performs any act, acts or transactions set out in the definition of a broker and licensed under the Oklahoma Real Estate License Code.” 59 OS § 858-102 (2) states, “The term ‘real estate broker’ shall include any person, partnership, association or corporation, foreign or domestic, who for a fee, commission or other valuable consideration, or who with the intention or expectation of receiving or collecting a fee, commission or other valuable consideration, lists, sells or offers to sell, buys or offers to buy, exchanges, rents or leases any real estate, or who negotiates or attempts to negotiate any such activity, or solicits listings of places for rent or lease, or solicits for prospective tenants, purchasers or sellers, or who advertises or holds himself out as engaged in such activities.”

So, now you just think you can use sale contracts and avoid the responsibilities and ethical use of your knowledge as a licensee for your personal gain.

For a Real Estate Salesperson license in California, you need a total of three college level classes, and they build toward a Real Estate Broker license if you decide to take that to another level.Personally, I believe that every licensee should aspire to a broker's license.