Remember there are income limits, contribution limits and other personal factors to consider.

What we found was only one other person contracted under $200 per square foot for clients and they also built within the city of columbus. the numbers have a much higher premium the closer you get to downtown. if you can't get the numbers to work my recommendation would be to get closer to downtown. we do build to rent development and single family home development and every line item is broken out. on the triples we have to build exterior staircases etc there are some things you can't really understand unless you build a lot. hope that helps but no one is going to build you for 110 a square foot. the lowest cost homes in our market at cost without a profit barely dip into 140 a square and we are in one of the cheapest construction markets and states in the country. 

Personally, I had a similar situation when I bought my first home. 

Personally, I don't see tech company being able to handle the complexities of property management. 

You might get transferred a couple times until you reach the right person.

I personally would recommend the last method.

I would be very interested in the person’s contact information that does Pad split in this geographical area. :)

Most programs want to scale and automate with little or no personal involvement.  

I haven't seen a lot of discussion about this topic which surprises me since I feel like personal finance people talk about HSAs all the time! 

If you're really serious about it, I'd focus on building relationships with operators and capital raisers — those are the people who can get you into off-market deals before they hit the public.I'm not pitching anything, just sharing how I personally incorporate syndications into my multifamily ventures.