I just got behind with things and couldn't keep up with the responses.

This group is designed for local Phoenix residents and investors looking to invest in Phoenix.This groups purpose is to bring together interested note buyers in local markets to support and build teams of like-minded investors to help you find, fund, and flip your dealsPlease join our Note Closer's Group in Arizona:https://www.facebook.com/groups/184729211936068/

If you put it under contract and market it fsbo, isn't the seller still technically responsible for paying the buyer's agent fees?

Thanks for your response John, I forgot to mention I just turned 60 so I could access the 401 k money w/out penalty, would just have to pay taxes on it as income.

Thank you everyone I look forward your response! 

Thanks for the response.

@Chris SeveneyThanks for the response, that was my assumption.

I have a VA loan available to me, I am eligible for an FHA, and I have about 15k saved for investing purposes. 

(I'd be looking for a place in a decent working class neighborhood where I can rent to responsible grad students, or middle class professionals.)* are there any areas in Tampa where growth is anticipated? 

ok thanks. i just wanted to clarify. because the person i heard this from was at a class about being a "raiser" to raise money for a loan or for a fund. and they were talking about raising money from accredited investors opposed to non-accredited. and the requirement to be accredited was that you needed to make $200k or more for 2 consecutive years in a row. and then the class also mentioned some things about refinancing certain deals. so i think this person was getting something mixed up and confused and combining the being an accredited investor with the refinance part. and i was trying to tell them that i think they are misunderstanding but they kept telling me i was wrong.any other responses / answers would be great.