I am selling it with seller financing because I recently transitioned to  self employed and not able to get a HELOC for it since I've been self employed for less than 2 years but would like to be able to access the equity in my home to help build my own business. 

However, if they are not able to do so again I will go ahead and organize one.

I saw an insurance underwrites it, but not able to find agent that selling it.  

They had a sales guy, Jordan who has since been laid off, that promised all kinds of things that they were not able to deliver.

From everything I have read, I’m not able to deduct my rehab expenses until the rental property is put in service, or advertised as available for rent.

There are other restrictions (most notably an income restriction), but if you get over that hurdle, the MI is a lot less expensive, falls off when the ltv hits 80% or below increasing your cash flow.We don't do those loans, but refer them out. 

@Jane S.Are you not able to tell if its livable from photos when it's on market?

If they live out of town or if you're personally not able to do the inspection, then hire a starving brand new REALTOR in their area to go by for a $50 Venmo/Paypal.

I do appreciate you taking the time to respond and your passion on the subject is notable. 

First thought is to let them mount it and then deduct a reasonable amount to patch the hole (if its a giant hole) when they leave.This is not a section 8 property either, I live one one side of the duplex and rent the other.