Impossible to get 300k liability (landlord insurance) ?

[Reya Ripet]

Hi all.

I'm sure others have noticed (in Florida) how impossible it is to get a landlord policy with 300k liability coverage (in a single policy).

I just recently got a new roof , because of difficult insurance agents. Thinking it would make a difference.

I wish I hadn't bothered! I can only get stupid Citizens insurance with a separate 200k liability policy, but I feel that's inferior, and none of it makes sense?!

Any insights?

Btw, I'm not in Jacksonville, but I am in Florida. My city was not in the options.

Thanks