There are far too many hungry loan officers (No offense) trying to make it in the business who are never closed on a commercial loan of even A DSCR loan.The problem with that is it will cost you lost money and most importantly lost time!

We hear a lot about hard money lending, utilizing the BRRR method for holding properties, etc.

If you're looking to buy value-add deals, a lot of investors I work with start doing BRRRRs with cash purchases and refinancing out so they don't have as many risk factors involved.If your market is seeing any kind of appreciation, I think it's smarter to leverage your money to get the bigger returns. 

As a balance sheet/hard money/private money/portfolio lender  (I list them all because they are all the same thing) I do not want to be pitched in anyway.

It's so easy that you really don't need anyone, but an escrow company involved in the transaction, so you would be saving lots of money. 

@Eryn Garcia  I agree with @Eli Kantor  the hot tub instructions with photos really saved us a phone call at one short term rental and that is saying something since my husband can figure most things out. 

I did do several flips where one side brings the money, I take care of everything else and we split the profit.

What are the key differences in approval times and application processes between private money lending and traditional bank loans?

Or is it, because they are "private" money lenders, there is no public records to refer to? 

My lender just informed me that my seller concessions exceed the relevant closing costs (including points buydown) and that the money left over will be a “wash”.