I was saying you don't necessarily need specific short term rental insurance to be covered and that a normal landlord dwelling policy just like you have on a long term rental provides coverage.

I believe the neighbor is complaining since a quest car might be on the edge of his drive way.The article violations are:-No part of any line shall be used for the purpose of than single-family dwelling in duplex Villas and uses accessories there to.

"The adopted regulations (Municipal Code Chapter 5, Article 10, Division 1) allow hosts to rent their primary residence for six months out of the year as a whole home rental with a license and one additional license for one dwelling unit that is on the same parcel as the host’s primary residence.

Most insurance policies want the property rented and you can get claims denied if the property is vacant for more than 60 days.Once you have it finished and rented, you need a Dwelling fire/Rental property policy. 

BROWN JR., GovernorDEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENTDIVISION OF CODES AND STANDARDSSTATE HOUSING LAW PROGRAMNovember 9, 2016INFORMATION BULLETIN (2016-06) (SHL)TO: Local Governing BodiesLocal Code Enforcement AgenciesFactory-Built Housing ManufacturersInterested PartiesState Agencies and DepartmentsFROM: Richard Weinert, Deputy DirectorDivision of Codes and StandardsSUBJECT: 2016 California Residential Code (CRC) – Change to dwelling unit requirements for minimum floor area, and current rulemaking cycle proposal to repeal efficiency dwelling unit requirements from the 2016 CRCThe purpose of this Information Bulletin (IB) is to notify local governing bodies, code enforcement agencies, and factory-built housing manufacturers of changes to the 2015 International Residential Code (IRC) which were adopted into the 2016 California Residential Code (CRC) and will take effect on January 1, 2017, which will allow for design and construction of dwellings considerably smaller than efficiency dwelling units.Section R304.1 of the 2013 CRC, based on the 2012 IRC, requires all newly constructed one- and two-family dwellings and townhouses not more than 3 stories above grade to have “…at least one habitable room that shall have not less than 120 square feet (11m2) of gross floor area.”

Residential loans can only be on properties that are only dwelling units, with less than 4.Commercial loans will need to be funded to a business, not a person.  

I get the same dwelling insurance for my rental as I do for my personal home. 

There may be MI but you have the ability to customize it and possibly not pay as many as with 203k- you do not need equity at the time of initiating or applying for a refinancing (assumes you own the property already) vs a FHA 203k you need min 2.25% equity - flexibility of primary/investment/second homes and rehab financing vs only primary with FHA- less restrictions on what type of upgrades you do like luxury items are less restricted and attached ADU (accessory dwelling units) are ok since some people like to build in law quarters and such while 203k will have severe restrictions on theseSome downsides on home style are:- your rehab cannot exceed 50% of your ARV value (determined by your appraisal). - can only have 4 financed properties (may be an over lay but I've always seen this)- min down is 5% vs 3.5% with FHA- FHA 203k is not capped for rehab budget like home style with its 50% of ARV cap

does anyone know if Proper covers dwellings for Hurricane / Storm damage here in Florida?

The new family is living in our family dwelling.