@Tom Keith  Thank you sir.

I can guarantee you that will happen, sir.

@Andrew Fingado Thank you sir!

I found that Sir John Templeton was rated the 2nd best fund manager of all time; his fund from 1954 to 1987 had a annualized return of 14.5%.

@George FaulknerReserves requirements based on Fannie guidelines are as follows:1-4 properties 2% of loan amounts5-7 properties 4% of loan amounts8-10 properties 6% of loan amountsExample:You own 4 investment homes and you owe 300K in total on those 4 homes (Primary residence is excluded)300K x 2% = $6K needed for reserves.Use this chart to see if your loan officer is correct Sir.

But like I said, Because of the lack of equity in the house, the price was too high and no-one would profit from paying it off anyway.Thats an excellent point about the "and or assigns" I noted it for future reference :)@Ricky Torres no sir, no deals yet :)

Offer to pay property taxes and mortgages for the owner, thus creating a truly handsoff passive investment.Very best wishes to you Sir.

@Bryan Wilson thank you for your reply, sir!

Issac Sir,My name is David Flores, I live in Moreno Valley.

  :)Best of luck Sir