Need advice on loan issue

[George Faulkner]

Hello my name is George. I am buying a 4-plex in Frankfort Ky. I am doing a 30yr fixed convictional loan and am scheduled to close in less then 2 weeks. Today the Leander told me that I need  to show more reserves for my other properties $25k more. My 2 options are get an equity line of credit on my primary residence which will let the convictional loan go through or switch to a commercial loan which will be on a 5yr arm and 20yr amortization. The down payment and interest rate will be the same no mater which loan I get. Any advise will be greatly appreciated.

[George Faulkner]

@Shaun Weekes thank you for that information sir, that is very helpful.