In an economic downturn, one of the first areas to get hit is leisure/travel spending for consumers and business travel.

You’ve got to get out of the consumer mindset that debt is costing you money.

I know that adjustable rate mortgages are now fairly rare for regular consumers, but those same owners can have interest rate exposure elsewhere.

It is time consuming to do this, but it's totally worth while.  

Millions of Americans watch good morning america, I see 3 minutes stories on there all the time about warning consumers about the bad apples.   

Lots of busy work, but nothing difficult about it, just time consuming. 

Meaning that the mortgage interest and taxes are not deductible in any way on a rental if funds from the loan are used to pay off consumer debts.

Or so but the only thing keeping me holding on is the thought of the possibility of a big jump in prices, say the next 3-5yrs.For me, the rentals just are not profitable and very time consuming as I've been managing myself and painting and cleaning etc for ea.

I have been consuming information nonstop for the past year, and am ready to take my first steps into the world of REI.

Those people respond like any other consumer to the certain triggers.