See http://www.biggerpockets.com/forums/52/topics/9334...2) I would minimally recommend getting an umbrella liability insurance policy.Good luck to you - it sounds like you are in a good spot.

Hello - can anyone recommend an investor friendly insurance company that can write an umbrella policy covering 10+ homes in Florida?

See if you can keep the $100k and add an umbrella policy.

My issue is I want a $1M Liability/Umbrella insurance policy.

All expenses are paid by the plan and all income produced accrues tax-sheltered under the umbrella of the plan.

I did talk to a lawyer a while back about protecting yourself with your rental properties and he suggested I could do a lot of that with an umbrella policy versus putting them into an LLC.

While you're at it, you might have your agent quote you for an umbrella policy too. 

My plan is to:1) Pay off my mortgages using the cash from the investor2) Record the house deed under an LLC (currently it is under my name)3) Bring the investor as a partner into the LLC with 50% shareI am aware of the following challenges:1) The insurance policy on my rental homes is extending liability from my primary home - I am getting an umbrella policy.

I keep $300,000 to $500,000 on each house and my umbrella is for $1,000,000.

I use 2 companies... so often the big names won't do an umbrella policy unless everything is in their name.