Insurance in Florida

[Mark Resnick]

HI everyone. I am in middle of buying my first 4 unit home in South Florida. I got a decent Homeowners insurance quote. My issue is I want a $1M Liability/Umbrella insurance policy. The property will be in my name so I feel that I need more then the 100k the homeowners insurance is offering. The quote I got from my agent for the Liability/Umbrella insurance was over $750 for the year. Is that normal? What do you pay in Florida? I should for sure still get the extra policy right?