In saturated markets/hot markets I find myself cautious about qualifying statements such as "it's the standard" b/c even if it's standard, what you get from a rock star agent/broker as standard is not what you'll get from a mediocre novice as standard.

Westside is so hot right now.  

For 2016, these were the top 10 real estate markets to watch.https://www.trulia.com/blog/10-hot-real-estate-markets-to-watch-in-2016/They looked at five metrics: strong job growth over the past year, low vacancy rates, high affordability, more inbound home searches than outbound, and a large share of millennials.

And since her outstanding $9k in current debt is $182 a month, household debt is also not an issue. 

I know the Bay Area is a hot market especially in Pleasant Hill.

Heres what Ive incorporated into my list so far according to List source.Geography - Staten Island, New YorkMortgage- Selected all mortgage and Clicked (Matured Mortgage) no preference on maturity dateProperty- I selected  (EQIUTY $) with a range of equity from 50,000 to 80,000, i couldn't go any higher and figured less than 50,000 might be too low.Demographics- Selected (Household) and chose a range of age from 35 to 65 years old.Foreclosure- Selected Bank Owned REO Property.

Colorado is a hot market and it can be a challenge to find a duplex or more unless they really need some repairs.  

Think furnace, hot water heater, roof, things like that.

We are in a hot market in the Austin area. 

I'd agree with Max Householder.