No violent criminal history ever.

Has anyone ever purchased a house that was moved then put on piers?

Heres what i did, and i could have took the long way and i havent had any deals yet but ill break down my trial and error and the method i feel will work best for me.first, i searched zillow for homes that are selling for low cost, found the owners and mailed yellow letters of course-the problem with this is, a lot of these homes still have loans on them and probably bank owned already, the owner still lives there, theres already a realtor on the job, just way too many obstacles, i dont expect to get any calls from those letters but you have to start somewhere.next, i started searching on auction sites for homes that did not go up for auction yet or the auction expired-again, the problem with this is the homes are 9/10 bank owned. while some of them are foreclosures theres still extra loops to jump through.I considered buying lists of vacant homes and stuff but i am the most frugal person you will ever meet lol, its not that i cant afford to buy a list, its just that i know theres a different way and plus whoever made those list had to have someone else generating that list for them.

However, the downside (as I see it) is not being able to take advantage of the potential larger returns in the real estate market.

CMHC high ratio mortgage insurance will cover up to 4-units (though the minimum downpayment required is larger for 3 & 4 unit properties, than for SFR or duplexes), provided you reside in one of the units.

If you ever need help on the remodeling end of things feel free to reach out.

The elderly are being left to fend for themselves and when they pass away the properties go abandoned since many of their children who moved back to the mainland do not plan to ever move back.  

Do you believe you can ever over-leverage?

Did you ever find out anything further on this subject or a way to buy your second multi-family with less than 20 or 25% down?

If you ever have any questions, I'd be happy to help!