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Updated over 8 years ago, 08/27/2016
To 401k... Or Not??
Curious what everyone's thoughts are on the following 2 options:
1. Put money aside in 401k and take a nice tax savings now, but not be able to leverage the money easily for REI. With a Self Directed 401k I may have to put up to 50% down to leverage, which greatly diminishes returns.
2. DON'T put money in 401k, pay tax on it now and have less cash to invest, but I have much more flexibility with it.
Option #1 makes the most tax sense as I'll be paying less in taxes and at least still have some minimal access to the money, but I *hate* that option as I much prefer liquidity.
Thoughts?