Several recent transactions closed at 5%+ lower than the final asking price. 

Since they were family friends - we rented to them less than market value.

If they have a lower credit score or there are other flags than we charge them last months rent also.

I only use Airbnb as a last resort. so not really anything I look at more than maybe once a year for a fishing cabin.

Bad investment decisions can often have a more lasting impact on your overall objectives than a good acquisition. 

The closer to the river the better, obviously.

I prefer just and additional “utility charge” and it’s usually close enough and I prefer that convenience. 

Hi,I'm considering submitting an offer on a property that's a couple blocks away from Main St in Downtown Littleton.

It's usually "it depends" on your very specific situation.Happy to send that list over if you need it!

I will send you a PM with her details.If you do not use her, I would recommend in general to work with an insurance broker rather than an agent from a large company like State Farm or Geico, etc.