After two renovations in other properties, I sold my own apartment in 2007 through an incredibly complicated series of contractual maneuvers designed to skirt EU  banking regulations, and the bank was as in on it as the buyer was. 

@Kaliya Nikole Very few rent to own sellers list with an agent, there's usually no need.However, you can set up a rent to own business for yourself where you market for tenant/buyers, have them select a property from the MLS, and then sell the entire deal to an investor.

From a microeconomic standpoint, higher mortgage interest rates reduce the buying power of home buyers, thus putting downward pressure on home prices.

The buyer will understand that they have to honor the leases that are in place but will be able to do what they want at the expiration of the lease (it sounds like their are no renewal options or lease extensions available in the lease your wrote).I hope this helps some.

Plus one of the benefits you'll be interacting with lots of people - sellers and buyers and may by chance come across your future partner to jointly buy MFH.  

It is better to do a deal than skip one just because the dollar amount for financing is high.Good luck in your search and know that if the numbers make sense, you have made the right choice.ya know I would have agreed with this pre 08  but these days most HML want good credit  and proof of cash reserves and cash down.. for inexperienced first time type buyers they may not even do one.. unless you have massive down and cash backing you up.. it gets very easy when your have a nice track record.. but most HML are not little down crappy credit no provable income.  

I did the analysis based on the my buyer would use a loan to buy the property.

@Don Jackson In my experience, retail buyers (which is what you're describing) will always pay more than pure investors.  

I've currently been showing an buyer investor foreclosures in Washington and I don't know that part of town at all .... my company has me working with a team that has me working primarily with investors who do flips or buy and holds.   

We informed the buyers agent of the above, and to make a long story short, the buyer's broker is now demanding (not so nicely) that we pay to fix the sheathing ourselves before closing!