In the circumstance were in it isn’t possible at the moment.

But if the refinance is enough to cover your hard money loan and you come out with a rental property that breaks even, that sounds like a pretty sweet deal given the circumstance!

There are a unique set of circumstances surrounding this goal though.

A CO is required only under certain circumstances -- new builds and conversions like duplex to single family. 

Identifying the circumstance and motivation of the squatter makes a lot of sense for finding the most efficient solution.

In my area manufactured homes that have been moved more than the initial time from the lot are (or can be) significantly more expensive to insure (but it's usully always still do-able), and there can be additional unforeseen hiccups. 

Even if you are using an FHA you can always move out before a year is up if other circumstances come up.I also agree that you need to decide on how you are looking at your father's home.

Once approved, they have to put the deposit down and start paying rent and utilities within 7-10 days (depends on circumstances and what I'm willing to accept).The point is, I don't adjust my policies or procedures to transfer someone from one unit to another.

I would recommend calling a crap ton of banks or FCUs and explaining your specific circumstance to see who can beat suite your needs.

During normal circumstances, I don't even bother suing in small claims court because my tenants who I have had to evict, didn't have anything for me to sue for.