I believe that I earned a reputation that I truly felt I deserved and that was of someone who would freely help others and was willing to engage in good conversation and debate.

That is, for your purposes, a broker can pretty much do what a CFLL does but not the other way around, though I’m sure there are many differences that won't apply to you.Personally, I prefer to spend my time meeting and socializing with borrowers, checking out properties, and creating deals.

Then, down the road, when you actually have assets that need to be protected you can engage a good attorney who will help you protect your assets from a 360 degree perspective.The gurus tout using LLCs and other entities because it stops people asking them why they don't do any deals the way they say their students should.

In any case feel free to send me a PM or  hook up on other main social channels.

With a recent job loss it become very clear that I needed to become engaged in an area that I always felt drawn to.

Usually a basic package will be provided and if the buyer asks for anything else the seller and listing broker will request additional proof of funds first and if some finance other lender items showing if they engage the buyer they are ready to do a deal.

If the assumption is that the increased minority population is being fueled by those in lower socio-economic groups (I don't have data to support this off-hand, but it's the common perception), then think the answer to your question will be highly dependent on the social changes (if any) that occur over the next 20 years or so.

LOL, well, if my brain would engage at the same rate my fingers flew and spell check were working, I wouldn't need to edit, but just have to appear to the whole world that my spelling and grammatical errors are ignored.....

For frequent flyers going through the body image scanners a lot, the risk is too much radiation and cancer.Captain Dave Bates voiced the union’s concerns in a letter published by The Atlantic late last week.Bates asks that members be aware “that there are ‘backscatter’ AIT devices now being deployed that produce ionizing radiation, which could be harmful to your health.â€The move follows the detention and suspension of an American pilot who refused to be scanned.Captain Bates suggests that pilots refrain from being put through the scanners and if necessary opt for a pat down by TSA officials instead.“We already experience significantly higher radiation exposure than most other occupations, and there is mounting evidence of higher-than-average cancer rates as a consequence.†Bates’ letter states.Earlier in the year, scientists warned that the machines constitute a potential health risk, noting that the radiation given off by the devices has been dangerously underestimated and could lead to an increased risk of skin cancer.Despite these fears, the blatant violation of privacy laws, and the consistent lies that the authorities have engaged in over capabilities of the machines, Janet Napolitano, head of the DHS, recently announced plans to expand the full-body scanner program even further.In the U.S., travelers can refuse the body scanner and opt for the pat down, however, this option is not offered by the TSA, rather the traveler must declare that they wish to “opt outâ€.A recent New York Times report describes the humiliating turn of events should airline passengers exercise this right, with individuals being singled out and prodded, probed and poked by TSA agents in front of everyone else queuing in the security lines.New pat down procedures have recently been instituted by the TSA, allowing agents to use their fingers and the palms of their hands to feel around breasts and genitalia.

Stick around, engage in the forums, learn everything you can and you'll be headed in the right direction!