Licenses to do Hard Money Lending - California

[Lupe Santiago]

Hello,

I'm doing some research into starting a hard money lending business in California. The loans would be first trust deeds on non-owner occupied residential property (lending to RE investors) and the business entity would be an LLC. Which licenses would I need to do this? My research leads me to believe it's a California Finance Lender's license and a Dept. of Real Estate Corporations License. Does this kind of business run afoul of the SAFE Act? Would I need to be registered with the NLMS? Again, this is NOT owner-occupied residential loans.

Best Regards and thank you for the responses.